Get Informed with Viviana Rodríguez
Viviana Rodríguez
Licensed Health Insurance Agent
With years of experience and a human-centered approach to customer service, protecting your family is our greatest commitment. I guide you step by step so you understand your options and choose the ideal coverage.
Phone: 786-426-6125 • Email: [email protected]
Your trusted guide in Obamacare and health insurance
Personalized attention, clear explanations, and support before, during, and after your plan enrollment.
- Plans with and without subsidies under the ACA (Obamacare).
- Options for families, self-employed individuals, and small businesses.
- Free guidance in Spanish and English.
Health Insurance with Obamacare
Comprehensive, quality health protection even if you have pre-existing conditions
As a licensed agent, I help you understand how the ACA (Obamacare) works, the subsidies available, and which type of plan is most suitable for you and your family, with no surprises in costs.
Why Choose Me for Your Plan?
- Support throughout the entire enrollment process.
- Annual review of your plan based on changes in your income or family.
- Clear explanations and comparisons between insurers.
- No additional cost to you for my assistance.
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Comprehensive health coverage for unexpected expenses.
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Primary care, specialists, medications, emergency care, hospitalization, and tests at very reduced prices.
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Coverage even if you have pre-existing conditions (diabetes, hypertension, etc.).
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We represent the most reputable companies and guide you to choose the ideal plan.
Products and Types of Insurance
I help you design comprehensive protection for your family by combining health, life, and income protection insurance.
Life Insurance
If something were to happen to you, would your loved ones' future be protected? We design coverage that supports your family when they need it most.
Health Insurance
Un plan que se adapta a tus necesidades, ajustándose al momento de vida en el que te encuentres. Revisamos tus opciones con Obamacare y otras alternativas.
Accident Insurance
Low-cost family protection for accidental death and other unexpected events that could affect your finances.
Disability Insurance
Protect your family's finances by replacing part of lost wages if an illness or accident prevents you from working.
Dental Insurance
No networks, deductibles, or precertification requirements. Ideal for keeping the dental health of the whole family under control.
Not sure where to start?
Schedule a consultation and we'll review together which combination of products best fits your budget and priorities.
Based in Miami, FL — providing health insurance guidance to Hispanic families across the United States.
About Me
I am Viviana Rodríguez, a licensed health insurance agent and founder of the brand "Entérate con Viviana Rodríguez", operated by Acosta Insurance Group. My mission is that no family makes important health decisions without clearly understanding their benefits, costs, and rights.
Over the years I have assisted hundreds of families, self-employed workers, and small businesses in navigating the world of health, life, accident, and disability insurance, always with transparency and empathy.
- Personalized support in Spanish and English.
- Clear education about the ACA (Obamacare) and its subsidies.
- Support before, during, and after enrollment.
- Absolute commitment to the confidentiality of your information.
Blog: Learn about your rights and benefits
I publish educational content to help you better understand the health system, how to take advantage of available subsidies, and how to protect your family in a smart way.
Quick guide to understanding Obamacare in 2025
Learn about the most important market changes and how they may impact your health plan premium.
Common mistakes when choosing a health plan
Learn how to avoid surprises with deductibles, copays, and provider networks.
How to coordinate your health and life insurance
Ideas for building comprehensive financial protection for your family.
Frequently Asked Questions about the ACA / Obamacare
Click each question to view the answer. If you still have questions, I will be happy to help you personally.
What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA), commonly known as Obamacare, is a federal law that expanded access to health insurance, established income-based subsidies, and defined essential benefits that your plan must cover.
Who can apply?
Generally, U.S. citizens, legal residents, and certain eligible immigration categories can apply if they do not have access to affordable coverage through their employer or other public programs.
I have a preexisting condition—can I apply?
Yes. Under the ACA, insurers cannot deny you coverage or charge you more for having preexisting conditions such as diabetes, hypertension, or other chronic illnesses.
Can I be denied coverage because of my nationality or race?
No. Insurance companies and the health insurance marketplace cannot discriminate based on nationality, race, color, origin, sex, age, disability, or other characteristics protected by law.
Does preventive care have any cost?
Many preventive services, such as annual check-ups, vaccinations, and certain screenings, are covered without cost-sharing when provided by in-network providers.
What are the out-of-pocket cost limits?
The law sets an annual out-of-pocket maximum. Once you reach it, the plan covers 100% of covered services for the remainder of the policy year.
What are rebates for low medical costs?
If an insurer spends a smaller percentage of your premiums on medical care than the law requires, it must return part of that money to enrollees through rebates or credits.
What are the benefits of coverage?
Plans must cover essential benefits such as doctor visits, hospitalization, emergency services, maternity care, mental health, prescription drugs, laboratory services, rehabilitation, and more.
Up to what age do my children have coverage under my policy?
In many cases, your children can remain on your health plan until age 26, even if they are not financially dependent on you or live away from home.
How do I get my plan on the Health Marketplace?
You can enroll during the Open Enrollment Period or through a Special Enrollment Period if you experience certain life events. As an agent, I can help you compare options and complete enrollment.
What are the essential health benefits?
Essential benefits include: emergency care, hospitalizations, maternity and newborn care, mental health, prescription drugs, laboratory services, pediatrics, preventive and wellness services, among others defined by law.
How can I save money on health insurance?
It's key to analyze your income, household size, and whether you qualify for subsidies or tax credits. You should also review deductibles, copays, and networks. My job is to help you balance cost and coverage.
How does coverage affect my taxes?
The tax credits you receive to pay for your insurance are based on your estimated income. When you file taxes, the IRS verifies that information. That's why it's important to report income changes during the year to avoid significant adjustments.
Contact Me
Leave me a message and I will gladly contact you to advise you on your options for health, life, accident, disability, and dental insurance.
Phone: 786-426-6125
Email: [email protected]
Address: 8000 NW 7th Street, Suite 202, Miami, FL 33126
I am available Monday through Friday with flexible hours. We can also arrange video call appointments if you are located outside Miami.
Stay informed with Viviana Rodríguez
Legal name: Acosta Insurance Group
Address: 8000 NW 7th Street, Suite 202, Miami, FL 33126
Phone: 786-426-6125
Email: [email protected]
Notice: This website is operated by Acosta Insurance Group and is not the website of the Health Insurance Marketplace℠. By providing this website, Acosta Insurance Group is legally required to comply with all applicable federal laws, including the rules at 45 CFR 155.220(c) and (d) and 45 CFR 155.260 to protect the privacy and security of personally identifiable information.